Wind damage to your property can be extensive, whether a tornado was involved or you experienced straight-line winds. Wind damage is often responsible for trees and telephone poles falling on buildings, peeling back roofs, breaking windows, and ripping roofs off entirely. When a thunderstorm produces dangerous winds, it can cause severe damage to commercial and residential buildings. Our public insurance claims adjuster in Orlando offers the following tips for handling your insurance claim:
The first thing you should do is make sure everyone, including pets, in your household, is safe. If anyone is injured, apply first aid when possible or call 911 if there is a medical emergency. Get everyone away from the property if it is hazardous to remain there.
It is critical to report property damages to your insurer. Give the insurance agent a description of the damages you have experienced and a phone number for the claims adjuster to reach out to you and follow up on your claim.
Create an inventory of your damaged property. If you are fortunate, you will have already prepared a home inventory list to assist you with this step. Make a list of the damaged items, when you bought them, and how much you paid for them. Make copies of any receipts from the purchase of damaged items to provide to the adjuster.
Take pictures or videos of property damage with a camera or cell phone. Visual proof of the damages is helpful, and you can provide them to your adjuster to help speed up your claim. It may also come in handy if you have to take your insurer to court or decide to hire a public adjuster later in the process.
It is critical to secure your home from further damages because your policy requires it. Make necessary repairs to prevent additional damages. If you have to pay out of pocket for any repairs, keep a copy of your receipts so your insurance company can reimburse you for the costs.
Reach out to reputable contractors in your area to get detailed estimates for repairing your damages. Keep the original copy for your records and submit a photocopy or digital reproduction to your insurance adjuster for review.
Wind can cause significant property damages to structures, personal property, and crops. These damages are typically covered under most insurance policies. However, it is common for property owners to challenge their insurance companies to get the coverage they deserve. A public insurance claims adjuster in Orlando, FL, comes in. A public adjuster can represent your interests in the claims process. They can handle the details, negotiate on your behalf, and get a better settlement from your insurer than you would be able to on your own.
Use these tips when filing your wind damage insurance claim. Then, contact us today for representation by a public claims adjuster. We are here to help!
(888) 979-7969
claims@ultrapropertydamage.com
4025 Edgewater Dr.
Orlando, FL 32804