How to Handle Hail Damage and Submitting Property Claims

Hail can be a homeowner's worst nightmare. Whether it’s dinging your roof, breaking a window, or damaging your car, hailstorms can cause thousands of dollars in damage within minutes. The aftermath can be overwhelming, especially when it comes to filing insurance claims. In this post, we'll guide you through the process, so you can get your property back to its pre-damaged state as soon as possible.

1. Document the damage

The first step is to document the damage as thoroughly as possible. Take pictures of the affected areas, and don't forget to include any personal property that may have been damaged. Doing this will help substantiate your claim with the insurance company. However, avoid making any repairs before the adjuster has seen the damage.

2. Contact your insurance company

Reach out to your insurance company as soon as possible and let them know about your damage. Most insurance companies have claim numbers that you can use to help expedite the claims process. It's essential to act quickly, especially if you have a significant amount of damage.

3. Schedule an inspection

Once you've contacted your insurance company, they will most likely send out an adjuster to assess the damage. The adjuster will review your damage, and they'll also take pictures and document the affected areas. After the inspection, you'll receive an estimate from the adjuster, which is an approximation of the cost to fix the damages.

4. Choose a contractor

After the inspection, you’ll know how much the repairs will cost. You can then choose a contractor to make the necessary repairs. You can choose a contractor that your insurer recommends or a contractor that's been recommended by friends or family members.

5. Submit your claim

Finally, you need to submit your claim to your insurance company. Make sure to include all your documentation which could include photos of the damage, repair estimates, and any other pertinent information. After the claim is submitted, the insurance company will let you know whether your claim has been approved or not and how much they'll reimburse you.

Conclusion

Handling hail damage can be a daunting task, but if you follow the appropriate steps, you could minimize the stress and get back to your routine before you know it. Remember to document the damage, call your insurance company, schedule an inspection and choose a contractor to do the repairs. And if you're looking for an insurance claims adjuster in Orlando, FL, contact Ultra Property Damage today for a free consultation. We can help you navigate the claims process and get the compensation you deserve.