Pre-existing Damage and Your Insurance Claim

You just bought a new home and are in the process of finalizing your homeowners insurance. Part of the process is declaring any pre-existing damage to your home so that it can be factored into your premium. But what exactly is pre-existing damage?

Pre-existing damage is any type of damage to your home that existed before you purchased your homeowners insurance policy. It's important to note that not all pre-existing damage is covered by insurance. Whether or not the damage is covered will depend on the cause of the damage and the terms of your policy.

If you're not sure whether or not your insurance policy covers pre-existing damage, it's a good idea to contact a public claims adjuster. A public claims adjuster is a professional who specializes in helping people navigate the often complex world of insurance claims. They can help you understand your policy and determine if you have coverage for pre-existing damage.

At Ultra Property Damage, we have years of experience helping people with their insurance claims. We understand how frustrating it can be to deal with an insurance company, especially when you're already dealing with the stress of property damage. That's why we're here to help. Contact us today to learn more about our services or to schedule a free consultation.

At Ultra Property Damage, we have years of experience helping people with their insurance claims. We understand how frustrating it can be to deal with an insurance company, especially when you're already dealing with the stress of property damage. That's why we're here to help. Contact us today to learn more about our services or to schedule a free consultation.