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How to Determine if You Have Storm Damage Requiring an Insurance Claim

When living in a storm-heavy region like Orlando, homeowners need to comprehend and not misjudge the extent wind and water damage can affect their property. After a natural catastrophe, it is critical to directly—once it is safe—review and examine your house for lingering storm impairment. Often this is the last thing you think about, but when dealing with insurance, it is vital to document any damage to prove that it actually happened. This helps when it comes to obtaining a maxi...

Are Rising Prices Affecting Property Loss Insurance Claims?

Building material costs have skyrocketed with the ongoing COVID-19 pandemic and global political state of affairs. According to a National Association of Home Builders study, lumber costs have gone up nearly 300% since April 2020. In addition, new house construction costs have increased by over $25,000. So what does this imply for a property owner who has filed a property loss claim and is encountering a substantial property restoration undertaking? Our public insurance claims adjus...

Managing Hail Damage to Your Business

Hail is a natural element that can put your business offline for numerous days. Unfortunately, summer storms are a common problem throughout the Midwest and Northeast, carrying damaging winds, torrential rainfall, and destructive hail. For example, residents near Indianapolis glimpsed huge hail not so long ago during a storm. Some reports represented the hail as varying from two inches to the size of a softball. Damage from hail this big can be devastating for your company, breaking windows, ...

Being Prepared for Hurricane Property Damage

If you run a business that is in a region that could be affected by a hurricane, then you ought to have a hurricane response plan in place. Your plan should always first account for your protection and that of your workers. But, part of your plan should outline a business continuity strategy. According to FEMA, the Federal Emergency Management Agency, as many as 25% of companies do not reopen after a catastrophe. In this post, our public claims adjuster in charge of proper...

Our Public Adjusters and Water Damage Insurance Claims

Property damage comes in all shapes and sizes. Our public insurance claims adjusters in Central Florida have decades of combined experience handling all types of loss claims exclusively on behalf of the insured and not for the insurance companies! Water damage can occur during rainfall or snow, a plumbing accident, or even a mishap in the workplace. In some instances, like a ruptured water line or an unexpected overflow from an appliance, insurance may cover the harm caused by water...

What Homeowners Should Do After a House Fire

In the year 2020 alone, there were over 1.3 million house fires that caused extensive property damage to many beloved homes. House fires are often caused by electrical hazards, lightning, or cooking issues. The majority of house fires are covered by a homeowners’ insurance policy, giving them compensation for any repairs or restorations needed after a fire destroys your home. If you have suffered from a house fire, there are a few steps you need to take right away. Make Safet...

Five FAQs about Total Loss Insurance Claims

Are you concerned that the extensive damages to your home or business are more than the value of the building itself? When a total loss occurs, you are entitled to compensation from your insurance company to pay for renovations, replacements, and restorations. To better understand total loss insurance claims, review these frequently asked questions. How do they determine total losses? The insurance company will first take their time to ensure that your home is covered by...

Five Steps to Make the Property Claims Process Smooth and Fast

Has your home or property recently been damaged or burglarized? Insurance policies often protect home and business owners from accidents, crimes, and weather damage to their property, but you want to move quickly to file your claims. These are a few things you need to do quickly to ensure the insurance claims process moves smoothly. Minimize Damages and Losses After the hurricane has left your area and you have determined that your property is safe, you should take the s...

What Should I Do to Protect My Home Before Hurricane Season?

Hurricanes are one of the leading causes of damage and destruction to homes and property.  The strong winds, heavy rains, and flooding issues can cause roof collapse, damaged windows, fallen trees, and exterior property damage that can cost hundreds of dollars to replace and repair. To protect yourself from having to file property claims in Orlando, FL and deal with a long insurance claims process. By performing routine maintenance and taking the right precautions before hurricane season...

Five Types of Roof Damage Your Insurance Policy Should Cover

Your roof is your home’s first line of defense against the elements. When you are protected against these elements, you will be able to keep your home safe from destruction, such as water damage, weather damage, and just simple heating and cooling problems. As a public insurance claims adjuster in Orlando, FL, we have seen many homes with damaged rooftops as a result of weather or water. When your roof is damaged, your insurance policy should kick in to provide coverage. These are some ...